TLDR Summary of "What Medicare and Medicaid Cover for At-Home Caregivers in New Mexico: An Updated 2024 Guide":
- 🏠 Medicare typically covers skilled nursing care and therapy services at home but does not cover personal care services provided by non-medical caregivers.
- 💰 Medicaid in New Mexico offers programs like the Home and Community-Based Services (HCBS) waiver that can cover a range of at-home caregiving services.
- 📝 Eligibility for coverage varies based on income, disability status, and specific state regulations; understanding these criteria is crucial for accessing benefits.
- 🕒 Home health services must be ordered by a physician and require ongoing evaluations to ensure compliance with Medicare guidelines.
- 🔍 Exploring both Medicare and Medicaid options can maximize financial support for at-home care, making it essential for families to understand each program’s specific provisions.